According to the Identity Theft Resource Center, data breach notices surged by an alarming 312% in 2024 compared to 2023, skyrocketing from 419 million to more than 1.7 billion. The bulk of this increase was driven by six massive “mega-breaches,” each impacting over 100 million individuals. With data breaches becoming the new normal, safeguarding identity and credit has never been more essential.

That urgency has led many consumers to explore solutions like IdentityIQ, a credit and identity theft monitoring platform from the IDIQ family of companies, which continues to earn high marks from users and reviewers alike.

Fast, Easy Enrollment and Instant Peace of Mind

IdentityIQ offers a streamlined signup process. After completing a few identity-verification questions, users can access a personalized dashboard in minutes. From there, they can immediately begin reviewing credit data from all three major bureaus — Experian, Equifax, and TransUnion. This rapid setup is designed to help individuals quickly identify any inaccuracies or suspicious accounts, enabling swift action before major issues arise.

The platform also offers real-time alerts, including notifications sent directly to smartwatches, such as the Apple Watch. These alerts flag new account activity and prompt users to verify whether the activity is familiar. If not, they can either flag the incident online or contact the U.S.-based support center to speak with a trained specialist, providing a sense of control and peace of mind.

Powerful Features That Go Beyond Basic Monitoring

What sets IdentityIQ apart from many other credit monitoring services is its real-time 3-bureau credit monitoring, a feature still relatively rare in the industry. The company has also recently redesigned its website, improving the overall user experience with a more intuitive layout.

To expand its digital protection capabilities, IdentityIQ has partnered with Bitdefender Total Security. This partnership brings antivirus, VPN, and online privacy protection to members, allowing them to be even more proactive about their personal cybersecurity.

The platform also includes a host of advanced features such as dark web monitoring, lost wallet assistance, synthetic ID theft detection, change-of-address alerts, and up to 12 credit reports a year — an especially uncommon benefit in the identity monitoring space.

Plan Options and Pricing

Whether you want basic protection or a full-suite identity defense, IdentityIQ has a plan that fits:

Secure Basic – $8.49/month

  • 1-bureau credit monitoring
  • Dark web monitoring
  • SSN alerts
  • $1M in stolen funds reimbursement*
  • U.S.-based ID restoration services

Secure Plus – $11.49/month

  • Annual 3-bureau credit reports & scores
  • 1-bureau credit monitoring
  • Dark web monitoring
  • SSN alerts
  • $1M in stolen funds reimbursement*
  • U.S.-based ID restoration services

Secure Pro – $21.49/month

  • Everything in Secure Plus
  • Bi-annual 3-bureau credit reports & scores
  • 3-bureau real-time credit monitoring
  • Enhanced monitoring for deeper insight

Secure Max – $31.49/month

  • Everything in Secure Pro
  • Monthly 3-bureau credit reports & scores
  • Credit score tracker & simulator
  • Family protection, including $25,000 ID theft insurance for kids*
  • Enhanced fraud restoration

Each plan can be bundled with Bitdefender Total Security for added online safety.

Alerts You Can Count On

IdentityIQ continuously monitors for changes to a member’s credit and personal information, so users are quickly notified of changes. Alerts cover a wide range of activity, including new credit inquiries, the opening of new credit accounts, public record changes, and updates to personal information.

In the event that a user becomes a victim of identity theft, IdentityIQ restoration experts are available to guide individuals through the entire process of reclaiming their identity.

Final Verdict: Best in Class

With identity theft on the rise, IdentityIQ delivers a comprehensive, proactive solution to protect your credit, personal data, and digital footprint. The platform’s user-friendly experience, real-time tri-bureau monitoring, and feature-rich plans place it among the top identity protection services available today.

IdentityIQ is BBB-accredited and trusted by major brands nationwide. For anyone serious about guarding their identity in today’s digital world, it’s a no-brainer.

Get started with IdentityIQ today.

*Coverage provided under policy issued by AIG.